|
Organization and management of your finances is extremely important - even more so when you live overseas and have money in your host country and money at home. Understanding tax implications and investment opportunites while abroad can be complex issues, but ones that cannot be ignored. Take the time to learn all you can about your money and how to protect it and make it grow for you! |
|
|
|
|
| |
|
|
|
|
|
|
 Top 5 Questions to Ask Before Buying an Offshore Savings Plan
Anthony Noto, CFA |
|
Living abroad, you might have been approached about ‘special tax-advantaged investments available only to expatriates'. With the allure of exotic locations and tax savings, a number of people sign up to offshore savings plans without fully understanding the investment. Anthony Noto in Shanghai shares with us his top five questions to ask...
Read more… |
|
|
|
|
|
 Financial Peace of Mind Abroad
Stacie Nevadomski Berdan |
|
Planning a move to another country is filled with excitement, yet also the daunting realization that you must deal with many administrative details as you enter the global workforce. Financially speaking, you need to stay organized to stay on track…
Read more… |
|
|
|
|
|
|
A successful investor maximizes gain and minimizes loss. Here are six basic principles that may help you invest more successfully...
Read more… |
|
|
|
|
|
 Is a Foreign Mortgage Worth the Risk?
Maxim Global Wealth Advisors |
|
I am no fan of investing in real estate in Western Europe at the moment. One of the biggest risks I see (aside from the fact that real estate prices have not "corrected" yet in many cities) is a little-known IRS law concerning taking out a mortgage in foreign currency...
Read more… |
|
|
|
|
 U.S. Expatriates:
Two Sets of Needs,
Two Sets of Investment Goals
International Herald Tribune |
|
For Americans abroad, investing can be especially complicated. In addition to the usual asset-allocation calculus, expatriate Americans must consider the consequences of two tax systems each of them likely to apply different rules to earned and investment income, capital gains and pension savings - and two currencies...
Read more…
|
|
|
|
|
|
|
|
If you have just re-located to another country, or it is something you are currently considering, one of the first things you should consider is whether your current bank account is going to be suitable once you leave the UK.
Read more… |
|
|
|
|
|
|
Buying property abroad is a very complex process and is fraught with issues that could end up costing you far more then you imagined. Thousands of people go through the process of purchasing a second home and the majority have no problems but the few that do end up losing thousands of pounds.
Read more… |
|
|
|
|
|
|
|
In this period of economic uncertainty the vital question is 'where are the best places to invest in property for 2009?'
The good news is that with diligent research there remain a number of places in which to invest which still offer more than favourable returns on your investment.
Read more… |
|
|
|
|
|
|
Private Banking is designed to offer a personalised, tailor-made service which will optimise your existing assets, preserve your wealth and generally make your financial life a lot easier.
Read more… |
|
|
|
|
|
|
|
An individual who is considering a move from the UK to retire overseas will need to take into account a number of factors, including the impact of their move upon their tax position.
One aspect is the taxation regime of the country to which the UK expatriate is moving. According to the Association of International Life Offices, the tax regimes of countries around the world vary considerably.
Read more… |
|
|
|
|
 5 Financial Steps to Take Before Moving Abroad
Maxim Global Wealth Advisors |
|
Planning a move to another country is an exciting, but daunting undertaking which requires significant planning and preparation... so it is not surprising that new expats often fail to arrange their financial lives properly before making their move. This can be a costly mistake...
Read more… |
|
|
|
|
|
|
|
This is a question that is often asked of me as a financial advisor and one that is very simple to answer. In order to establish if someone needs life insurance you first need to ask yourself a very simple question. In the event I die will anyone be financially worse off?
Read more… |
|
|
|
|
|
|
It has to be said to those who have not been listening to any news on the TV, or reading any papers or to those people who have been living like an utter recluse, getting a mortgage today is just a little bit harder than it was 12 months ago. Oh and is that the understatement of 2008!
Read more… |
|
|
|
|
|
|
|
(30 June 2008) When it comes to transferring employees around the globe, the majority of the world's financial-services firms are focused on reducing costs and increasing efficiencies, yet still have to accommodate the need for “knowledge transfer” into emerging markets. A recent survey, International Mobility in the Financial Services Sector: The Challenge of Emerging Markets, included interviews with human resource professionals responsible for ...
Read more… |
|
|
|
|
|
|
Whether you are moving abroad to pursue a new international career posting, retiring abroad or repatriating, there are several major issues that affect your pocket book and your heart and soul that deserve contemplation and (ideally) action before you begin filling any moving boxes. By taking time before you move to take inventory of your life and your financial matters, you will be better prepared emotionally and financially.
Read more… |
|
|
|
|
|
|
|
|
|
 When Families Cross
Borders
Jennifer Patterson |
|
Jennifer Patterson talks about the inter relatedness of personal relationships, money and international boundaries in her book, When Families Cross Borders, A Guide for Internationally Mobile People.
Read more…
|
|
|
|
|
|
 Can Offshore Banking
Benefit You?
Shelter Offshore |
|
| When I first decided that I wanted to take up a job offer abroad about ten years ago I had no idea that I was about to become an ‘expatriate'. In addition to this fact I had no idea that offshore banking as a concept was something that I could not only suddenly benefit from, but it was something I'd be mad not to take advantage of.
Read more… |
|
|
|
|
|
|
|
Mortgage life insurance can help insure your family's financial situation by paying off the remaining balance of mortgage should you die before the end of your policy's term. Should you have a repayment mortgage then the level of coverage you have will decrease in line with the level of the debt, so you are only paying for the appropriate level of cover from your life insurance that your current situation requires.
Read more… |
|
|
|
|
|
|
|
Expatriates are privileged when it comes to their banking and investing choices because in general they are free to pick and choose from the best options and opportunities available to them from the global financial product market place.
Read more… |
|
|
|
|
|
|
|
|
|
|
|
So if you think that the life insurance policy you took out a few years ago is doing its job fine, you would be wrong. In this article we will aim to show you how reviewing the performance of your life insurance can be the difference between using your money wisely and metaphorically throwing it away.
Read more… |
|
|
|
|
|
|
USA is a major credit orientated society so establishing credit here is one of the most important tasks you will undertake. Without a credit history you will find yourself not being able to buy some of the bigger items/purchases you require on credit.
Read more… |
|
|
|
|
|
 An Explanation of Structured Investments
Maxim Global Wealth Advisors |
|
Given the popularity of structured investments (also called notes or products) in Europe and Japan, and their growing use in the U.S., we thought it would be important to explain them to our readers...
Read more…
|
|
|
|
|
|
|
|
|
|
|
|
| |
| |
|
|
| |
 University Fees -
Planning for the future – Q&A
Jennifer Patterson |
|
I have been approached by an insurance company about Child School Fee Coverage. I am living in India at the moment with my two children (11 and 12 years of age). I know I want them to go to the university in the USA (where I am from) and I know schools are expensive. I do not know really understand this insurance plan and if it is something I should be doing or should I just be saving money in a regular bank account?
Read more… |
|
|
|
|
 Death While On Assignment
Jennifer Patterson |
|
I have a question about bank accounts in foreign countries. I am an American married to French man. Just recently we were transferred to Brazil for his work and our bank accounts here are only in his name. What would happen to me if my husband was killed while on assignment? Would I have access to our money?
Read more…
|
|
|
|
|
|
|
|
My husband and I moved overseas for the first time about a year ago. I agreed to put my career on hold temporarily so that we could take advantage of this opportunity. Although our total income has increased, we don't feel like our financial life has improved. Now he has decided to give me a certain amount of money each month. I haven't had an “allowance” since I was a child!
Read more… |
|
|
|
|
|
|
Recently a family member back home took ill and it caused my husband and I to wonder about a document that we understand was recommended to our family member: the Living Will. We each have drafted our Last Will and Testament which covers our worldwide assets. Isn't this the same thing?
Read more…
|
|
|
|
|
|
|
|
My husband and I moved overseas for the first time about a year ago. I agreed to put my career on hold temporarily so that we could take advantage of this opportunity. Although our total income has increased, we don't feel like our financial life has improved.
Read more… |
|
|
|
|
|
|
|
|
|
|
| |
| |
|
|
| |
Cross Border Planning
This is a worldwide network of fee-only, comprehensive cross border financial planners. |
| |
Ernst and Young
Ernst & Young advises some of the world’s largest international banks on all aspects of bank taxation, including securities taxation, withholding taxes, structured finance, leasing and securitisations. Our services range from assisting in-house tax functions in a pure advisory role to providing a complete tax assurance service for the UK operations of overseas banks. |
| |
Exchange4free
We provide our clients with the cheapest way to send money worldwide by offering the very best exchange rates and lowest costs available in the market. Exchange4free offers a secure online way of transferring your funds to and from most destinations around the world. Our online system offers clients the ability to book live FX prices 24 hours a day using a system that is simple and easy to use. |
| |
Expatriate Life Insurance
Invest & Protect Ltd, through it's online service called Life-ins.co.uk, offers specialist online services for Expatriates, including Life Insurance for any foreign national living overseas. Contact us today. |
| |
Global Tax Network
U.S. and non U.S. tax services for expatriates and their employers. |
| |
Their international network comprises around 9,500 offices in 85 countries and territories across the world.
|
| |
HSBC Services for Non-Resident Indians
HSBC India offers NRI services including non-resident bank accounts, term deposits, and an online service to which is free if there is no currency conversion. |
| |
International Finance Corporation
IFC - International Finance Corporation, IFC - International Finance Corporation ... Technical Assistance & Advisory Services · IFC Finance/Treasury ... |
| |
International Tax Planning
They can assist the high net worth expatriate or international professional with taxation assistance as well as helping them to understand and gain access. |
| |
Landlords Insurance
Quality Landlords Insurance for all types of properties at low costs from Commercial Plan Insurance. |
| |
Live and Invest Overseas
After more than 22 years as Editor and Publisher of International Living, Kathleen Peddicord is now Publisher of Live and Invest Overseas.com and Editor of the group's free weekly e-letter, the Overseas Opportunity Letter, detailing the best opportunities worldwide right now for living, retiring, investing, owning real estate, and doing business. |
| |
Offshore Savings
Anglo Irish Bank provide a savings service in UK, Ireland, Isle of Man and USA, with competitive interest rates on savings accounts, bonds and offshore savings. |
| |
Ogle and Company
We are a corporate tax-advising firm that assists clients around the globe. Our tax services include global tax minimization, export tax incentives, transfer pricing, mergers and acquisitions, and domestic tax planning. |
| |
|
|
|
|
| |
|
